Privacy Policy

Bottom Line Underwriters, Inc. is committed to respecting the privacy rights of all visitors to our web site. The following policy describes how Bottom Line Underwriters, Inc. seeks to assure its visitors how it protects information it receives from visitors to our web site:

What information does Bottom Line Underwriters, Inc. collect and how does it use it?

When registering on our site, we may need you to provide your billing information or credit card information for payment. We may also be collecting demographic information. This allows us to keep a user profile so that we may customize preferences for each specific user, as well as provide a faster method for users to submit information to Bottom Line Underwriters, Inc. and receive back information.

Visitors will also be given a choice when registering whether they would like to be on a Bottom Line Underwriters, Inc. mailing list or whether they would prefer to opt-out and not receive such mailings. Visitors will additionally be given the option whether or not to opt-out from receiving offers from our sponsors and other affiliated third parties.

We may also use the information we collect to occasionally notify you about important functionality changes to the Web site, new Bottom Line Underwriters, Inc. services, and special offers we think you’ll find valuable. If you would rather not receive this information, or would like to opt-out of any other information request or distribution, simply submit such a request to Bottom Line Underwriters, Inc. at: editor@bluinc.com

How does Bottom Line Underwriters, Inc. protect visitor information?

Bottom Line Underwriters, Inc. implements a variety of security measures to maintain the safety of your personal information. User personal information is contained behind secured networks and is only accessible by a limited number of employees who have special access rights to such systems. All sensitive/credit information supplied by our visitors is transmitted via Secure Socket Layer (SSL) technology and then encrypted into Bottom Line Underwriters, Inc.’s databases to be only accessed as stated above.

Does Bottom Line Underwriters, Inc. use “cookies”?

Cookies are bits of electronic information that a web site can transfer to a visitor’s hard drive to help tailor and keep records of his or her visit to the site. Cookies allow web site operators to better customize visits to the site to the visitor’s individual preferences. The use of cookies is standard on the Internet and many major web sites use them. Although most web browsers automatically accept cookies, you can usually change your browser to prevent or notify you whenever you are sent a cookie. This gives you the chance to decide whether or not to accept it. Our site does use a limited number of cookies.

Does Bottom Line Underwriters, Inc. disclose the information it collects from its visitors to outside parties?

Bottom Line Underwriters, Inc. does not sell, trade, or otherwise transfer outside the company personally identifiable information that visitors voluntarily provide in any registration submission. Additionally, such data, in an aggregate form only, may be provided to other parties for research purposes.

How does a visitor opt-out, remove, or modify information they have provided to Bottom Line Underwriters, Inc.?

After gathering any user contact and billing information, Bottom Line Underwriters, Inc. offers users the opportunity to remove that information from our database so as not to receive future communications or to no longer interact with the web site until they later chose to. Bottom Line Underwriters, Inc. additionally provides users the opportunity to update and modify their contact and billing information they have previously provided by viewing their information sent directly to them following such a request. Users can request their contact and billing information from: editor@bluinc.com

Public forums and links:

This site may make chat rooms, forums, message boards, and/or news groups available to its users. Please remember that any information disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information. This site also contains links to other sites. Bottom Line Underwriters, Inc. is not responsible for the privacy practices or the content of other Web sites.

Your consent:

By using our web site, you consent to the collection and use of this information by Bottom Line Underwriters, Inc.. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. Continued use of our website after the posting of any change to this policy constitutes your acceptance of each revised privacy policy.

Feedback:

Bottom Line Underwriters, Inc. welcomes your questions, comments, and concerns about privacy. Please send us any and all feedback pertaining to this, or any other issue, at: editor@bluinc.com